01
Capture
Voice on your watch, photo of a receipt, or a forwarded SMS in Telegram.
Now on the App Store · iOS
Track any expense in any currency.
Talk to your money. Ledgy is a multi-currency expense tracker for iOS. Log by voice on your iPhone or Apple Watch, snap a receipt, or ask Claude and ChatGPT directly. Free to download. No ads. Your data stays on your device.
Voice
"$4.50 coffee at Blue Bottle"
Receipt
Lunch · €18.20
Telegram
Tank of gas · 60 EUR
Offline-first. Your data on your device.
How it works
Three steps. Then never again.
Capture is whatever's fastest in the moment. Ledgy figures out the rest.
02
Parse
AI reads it, picks the right category, account, and group.
03
See it everywhere
iPhone, Apple Watch, WEB Dashboard and your AI agents (ChatGPT/Claude/Gemini and others).
Capture surfaces
Five ways in. One inbox.
Whatever device is closest, that's the one Ledgy uses. Everything ends up in the same ledger.
iPhone
Voice, photo, manual numpad, or paste-from-anywhere. One tap, one verb. Done.
Apple Watch
Hold the mic. Speak. Done in 5 seconds. Watch complications deep-link straight to record.
Siri
"Hey Siri, log expense to Ledgy." App Intents on iOS 16+.
Apple Wallet
Apple Pay payments auto-log. Each card gets its own AI rule (e.g. "tag with Trip 2026").
Telegram bot
Text, photo, or voice in your chat. Inline pickers to fix anything in two taps.
AI Agent
Just say to your any AI agent you use (ChatGPT/Claude/Gemini and others) what to record.
Smart by default
The boring parts of money — handled.
AI that learns your life
Well-known categories, your custom ones, custom rules. Per-card Wallet rules so your "Travel" Visa always tags as Trip 2026.
- 14 default categories + unlimited custom
- Per-card rules for Apple Pay
- Re-parses past transactions when you correct it
Budgets that watch your back
Per-category and overall, weekly / monthly / quarterly / yearly. They pulse red the moment you cross. No surprises.
- 4 budget periods, mix and match
- Soft caps and hard caps
- Local notifications when you're close
Food & Drink
$612 of $600
Groceries
$384 of $500
Transport
$142 of $250
Multi-currency without the math
Live FX. Tap and hold any amount to convert. Set a primary currency and Ledgy translates the totals.
- Daily-refreshed rates from a reliable source
- Per-account currency, primary at the top
- Trip-mode when you're abroad
€
Trip · Europe
€2,418.00
$
Primary · USD
$2,612.94
€1 = $1.0808 · today
Receipts kept where they belong
Photo attach. Server-cloned to all members of a shared group, isolated to your namespace, deleted when you say so.
- One tap to attach from camera or library
- Searchable by amount and merchant
- Encrypted at rest, isolated per user
Blue Bottle Coffee
Cortado$4.50
Almond croissant$5.25
Total$9.75
May 9, 2026 · 09:17
Coffee & Tea
−$9.75
Talk to your money
Ask ChatGPT, Claude, or Cursor
Ask ChatGPT, Claude, or Cursor
about your spending.
Connect Ledgy to your favorite AI chat. Ask it anything in plain English — “what did I spend on coffee last month?” — and it answers from your own data. No copy-paste, no spreadsheets.
- "What did I spend on coffee last month?"
- "Am I on track for my groceries budget?"
- "Plot my last 90 days by category."
- "Find every transaction over €100 in May."
Connect once, ask anything. Your AI only sees what you allow — you’re always in control, and you can disconnect any time.
Quick start for Claude or ChatGPT →
Wrist · Pocket · Browser
Capture on the wrist. Analyze in the browser.
Same ledger, every device. The watch is for now, the dashboard is for later.
Apple Watch
Hold the digital crown. Speak. The transaction is on your phone before you put your wrist down.
Web dashboard
Trends, drill-downs, exports. Where the ledger turns into insight.
14
Languages, fully translated
29
CSV import locales auto-detected
30+
MCP tools for AI agents
5
Capture surfaces · 1 inbox
FAQ
The eight questions everyone asks.
Is Ledgy free?
Yes — every solo-tracking feature is free forever. Cloud unlocks multi-device sync, sharing, AI voice/photo intake, Siri, Apple Watch logging, Telegram bot, Apple Wallet automation, and the web dashboard.
How much is Cloud?
$4.99/month or $49.99/year (~$4.17/mo). 7-day free trial. Cancel anytime.
Is there an Android version?
Not yet. Ledgy is iOS-only today. Android is on the roadmap — drop us a line if you want to be notified.
Does Ledgy work offline?
Yes. Every screen reads from a local SQLite database on your phone. New transactions appear instantly; sync happens in the background when you're back online.
What happens to my data if I leave a shared group?
Nothing. Your transactions are personally owned — sharing only decides who sees them. Leave the group, keep your history.
Is my voice sent to a server?
No. Voice is transcribed on your device using Apple's on-device speech recognizer. Only the resulting text is sent to our AI for parsing.
Can I import from Mint / YNAB / another app?
Yes. The CSV import wizard auto-detects column headers in 29 languages, currency symbols, and category aliases. Bring your full history.
What languages do you support?
14 fully translated locales: English, German, Spanish (Mexico), French, Hindi, Italian, Japanese, Korean, Polish, Portuguese (Brazil), Russian, Turkish, Ukrainian, and Simplified Chinese.
Start logging the lazy way.
Ledgy is free for everything you'd want as a solo user. Cloud unlocks every device, every surface, every shared group.